3 in 4 people who took our Relocation Reality Check believe the next ten years in their home country will be worse than the last ten.

You might never use a Plan B. But you want to know you have one.

4 in 10 of those same people told us: “I know I want to make a move. I just need a plan.”

If that sounds like you, this guide is the plan.

It won’t give you another list of the best countries to retire in. It answers the question those lists skip: can someone in my situation, with my money and my family, actually do this?

A two-bedroom five minutes from the beach in Da Nang costs Ralph and Tina $400 a month, with electricity and water included. That’s less than the average US car payment.

Genise went from about $6,000 a month in Atlanta to about $2,000 in Bangkok, living on her pension. Glenn closed his restaurant, sold his house in Ohio and now lives on about $1,000 a month in the mountains of Panama.

Those are their real numbers, from recorded conversations. This guide helps you find yours.

By the last page, you’ll know:

• What you actually want your ordinary Tuesday to look like

• What your life would cost abroad, and how long your money would last

• What to sort out on healthcare, visas and the people you’d leave behind

• What’s really stopping you, and what to do about it

• How to test it before you commit to anything

• Your next move, written on one page

You don’t have to sell everything. You don’t have to tell anyone yet. Almost nothing here is as permanent as it feels: you can rent before you buy, test before you move, and keep your US base while you do it.

Fair warning: almost everyone finds one uncomfortable number along the way. That’s the point. You can’t plan around a number you haven’t faced.

You’ll finish with a plan, or a clear reason to wait. Either one beats another year of wondering.

70 pages. 9 worksheets you can type straight into.